The Ayushman Card is a important component of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY), also known as the National Health Protection Scheme (NHPS). Launched by the Ministry of Health and Family Welfare in September 2018, this program aims to provide free health insurance coverage Up to Rs 5 lakh per family per year to the nation’s economically weaker sections (EWS). It offers secondary and tertiary healthcare services, including hospitalizations and specialized treatments, to about 50% of India’s poorest citizens.
Ayushman Bharat Card 2024 Overview
| Program Name | Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) |
| Ayushman Card Launch Date | September 2018 |
| Launched By | Ministry of Health and Family Welfare, Government of India |
| Coverage Amount | Up to Rs 5 lakh per family per year |
| Eligibility Criteria | – Low-income families – Female-headed households – Scheduled Castes (SC) and Scheduled Tribes (ST) – Vulnerable groups (e.g., manual scavengers, landless laborers, disabled members) |
| Urban Eligibility | – Street vendors – Domestic workers – Construction workers, plumbers, security guards |
| Benefits | – Covers primary, secondary, and tertiary healthcare – Usable at public and private hospitals – Helps around 40% of the economically vulnerable population |
| Application Process | – Check eligibility on pmjay.gov.in – Submit application form online – Await approval and download the Ayushman Bharat Card |
| Official Website | pmjay.gov.in |
Eligibility Criteria for Ayushman Bharat Card 2024
To be eligible for the Ayushman Card, households must fulfill eligibility criteria:
- Families without an earning adult member aged 16-59 years.
- Female-headed households with no male members aged 16-59 years.
- Households living in makeshift, one-room dwellings.
- Scheduled Castes and Scheduled Tribes.
- Families with disabled members who lack economic support.
- Landless families dependent on manual labor.
- Families relying on alms, manual scavengers, bonded laborers, and primitive tribal groups.
- Specially who works as Street vendors, cobblers, hawkers, Domestic workers, Beggars, rag pickers, construction workers, security guards, and plumbers.
Ayushman Bharat Card Features and Benefits
The Ayushman Card offers several advantages to EWS Category:
- Annual Coverage: Up to Rs 5 lakh per family.
- Healthcare Services: Includes primary, secondary, and tertiary care.
- Facility Access: Usable at both public and private healthcare facilities.
- Government Coordination: Collaborative efforts between Central and State governments ensure effective healthcare delivery.
- Wide Reach: Benefits extend to approximately 40% of the country’s population.
Documents Required to Apply for Ayushman Bharat Card 2024
To apply for the Ayushman Bharat Yojana (PMJAY), you will need to provide the following documents:
1. Identity and Age Proof:
- Aadhaar Card or PAN Card: These documents serve as proof of identity and age.
2. Contact Information:
- Email Address: An active email address for receiving updates.
- Mobile Number: A valid contact number for communication.
- Residential Address Proof: Documents such as utility bills, bank statements, or a rental agreement to confirm your address.
3. Caste Certificate:
A certificate indicating your caste, if you belong to a reserved category.
4. Income Certificate:
Documentation showing your financial status, such as an income certificate issued by a competent authority, or pay slips and income tax returns.
5. Family Status Documentation:
Information about your family, which may include a ration card or other documents reflecting family details.
List of Critical Diseases Covered Under Ayushman Bharat Scheme
The Ayushman Bharat Yojana provides extensive coverage for over 1,300 medical procedures across empanelled public and private hospitals in India. Here are some of the critical illnesses and treatments covered under the scheme:
- Prostate cancer
- Double valve replacement
- Coronary artery bypass graft (CABG)
- COVID-19 treatment
- Pulmonary valve replacement
- Skull base surgery
- Anterior spine fixation
- Laryngopharyngectomy with gastric pull-up
- Tissue expander for disfigurement due to burns
- Carotid angioplasty with stent
How to Apply for Ayushman Card Online
Here’s a step-by-step guide to applying for the Ayushman Card online:
- Create a Patient Verification Card: For emergency use, a verification card can be created.
- Visit a PM-JAY Kiosk: For physical card creation, visit a PM-JAY kiosk.
- Understand Costs: Be aware of any associated costs and payment details related to PM-JAY services.
- Check Health Conditions: Review existing health conditions and gather necessary medical documentation.
- Utilize Empanelled Healthcare Providers (EHCPs): For hospitalization, use services from EHCPs or public institutions.
- Collect Post-Treatment Documents: Obtain discharge certificates and invoices after treatment.
- Submit Documents: Provide all required documents for the application process.
How to Register for Ayushman Bharat Card
To register for the Ayushman Card:
- Visit the Website: Go to https://pmjay.gov.in.
- Check Eligibility: Click on “Am I Eligible” and input your mobile number.
- Complete Application: Fill out and submit the Ayushman Bharat Card Application Form.
- Await Approval: Once the application is reviewed, you will receive approval confirmation.
How to Download Ayushman Card 2024
After your application is approved, follow these steps to download your Ayushman Card:
- Visit the Official PM-JAY Website: Navigate to https://pmjay.gov.in.
- Log In: Click on the “Login” button and enter your registered mobile number.
- Verify OTP: Enter the One Time Password (OTP) sent to your registered mobile number to log in securely.
- Access Your Dashboard: Once logged in, navigate to the section labeled “Download Ayushman Card” or “Beneficiary Details.”
- Download the Card: Click on the “Download” button next to your approved Ayushman Bharat Card. The card will be downloaded in PDF format.
- Print Your Card: For ease of access, print a physical copy of your Ayushman Card to use during healthcare visits.
FAQs on Ayushman Bharat Card 2024
Ajay Kumar oversees the daily operations of Radiance College, ensuring everything runs seamlessly. With experience as a content manager and a Master’s in Journalism & Media Studies, he expertly handles technical details, coordinates content schedules, and manages reader communications to keep the site user-friendly and responsive.